First Things First.....

As a financial consultant, I strongly feel that the only advice that anyone can give during these turbulent financial times is to take a good look at your present financial situation.

For those who are invested, please, relook at your portfolio and ask yourself the following questions:

• Are you overly invested? If so, what are your exit plans?
• What is your investment strategy?
• What is your investment strategy going to be like with such economical downturn?
• How is your portfolio doing? Down? Up? If so, by how much?

For those who are not invested, you may think you are lucky, but really are you?

• When the economy was doing so fine and the funds were soaring sky high, are you there to reap the profits?
• And if you're thinking of investing, do you have the funds?
• If you have missed this boat, do you have sufficient fund to take on the next wave?

That is some food for thought, isn't it?